Monthly Archives: April 2016

How to Save You Money For Moving

When selling items, there are a number of strategies that make sense. Yard sales are a great way to get rid of larger bulk items like clothing, and it is a good way to sell quality furniture and clothing.

Be smart when looking for moving boxes. As soon as you have an inkling that you might move, you should start saving every sturdy cardboard box you can get your hands on, along with packing material like old newspapers.

Unfortunately, many people don’t have a lot of time for this kind of planning. In that case, there are several places in the community to look for free moving boxes. I’ve had personal success finding cardboard boxes on Freecycle and Craigslist, as well as asking for boxes at liquor stores, bookstores and grocery stores.

Avoid hiring movers if at all possible. Moving services are incredibly expensive. Rather than simply drop thousands of dollars on a moving service, look into what it would take to move on your own. Can you ask friends to help? A few six packs of beer and pizzas while loading a rental truck or trailer (and maybe saying a few goodbyes) is far less expensive than paying someone to load and unload that truck. If your move is relatively close, perhaps you could personally move much of your stuff over a number of car loads.

A point of advice: Friends are often happy to help with moving if asked, but be sure you have clear tasks for them to accomplish when they come over so they’re not standing around awkwardly while you figure out what’s next.

If hiring movers, do as much work upfront as possible. The advice above for friends also stretches to any moving professionals you hire. The less you have completed when they arrive, the more they have to do, and the less clear the tasks, the longer it will take them. If you’re paying by the hour, that means money out of your pocket.

If you’re hiring someone to move your stuff, have everything boxed and ready to go before that person arrives. Label all the boxes on the outside, and if anything is fragile, clearly mark it. Have any large items you want transported ready to be picked up and carried out the door. Remember, you’re likely paying these guys by the hour, so when you spend an hour doing work that they’d spend an hour doing, you’re literally saving an hour’s worth of their rate. Cut their work and time down to the bare minimum.

Be smart about utility and service shutoffs. Many utilities require you to pay for a full month of service at a time, so if a service isn’t absolutely essential, cut off that servicebefore you leave rather than after so you’re not paying for it during a time when you’re not living there. That means contacting your service companies, such as your Internet service provider, cable provider, and so on, more than a month before your move-out date.

Long Distance Move will be easy and without a headache anymore

Many of you are familiar with the BIG moves of any recent past over to London, and then back to the US a few years later or many others of that. Well, This time from one coast of the US to the other.

Having a 3 year old made it a little more challenging but you know what? It was still very doable, and dare I say, kind of fun. So I thought I’d share some survival techniques with anyone else considering such an endeavor.

1. Spend at least a moment considering the extreme: selling or otherwise disbursing of all your stuff and starting over.

A long-distance move can be expensive; not just $$ expensive, but $$$$$ expensive. If you’re not particularly attached to your stuff, or it’s not all that nice or valuable to begin with, give some serious thought to leaving it all behind. For the price of transporting it, you may be able to replace it with stuff you like better. This strategy can also generate a tremendous amount of goodwill amongst your family, friends, and neighbors. We have a friend who still thanks us for the iPod speakers we gave him before our overseas move.

We really wanted to do this, and even went so far as to itemize replacement costs. And if we didn’t have a child, we would have made it happen. But the cost and hassle (and in some cases, impossibility) of replacing her favorite books, toys, and other possessions outweighed the benefits. And after uprooting the poor girl from the only life she’d ever known, we felt that maintaining some familiarity would help ease the transition. She seemed genuinely surprised and delighted when we unpacked the same stuff—“that’s OUR couch!!!”—into our new apartment.

2. DIY to whatever extent possible.

Maybe I’m just a glutton for punishment, but I feel that if I’ve accumulated stuff, it’s my responsibility to pack it up and schlep it around. (Call it my penance for possession, similar to why I use eBay.) I’m usually a proponent of rent-your-own-moving-truck—but outfitting one with a car seat for a 3000+ mile drive was not an option. Therefore, we opted for the next best alternative: a pack your own POD (portable on demand storage container), which we then had shipped across the country. Above all, avoid a full-service mover: not only is it pricey, but you won’t get the valuable, eye-opening, and yes, potentially uncomfortable experience of confronting and culling your own possessions.

3. Choose a transport vessel that is ridiculously small for your current amount of stuff.

This will vary according to your circumstances. If you’re single or a childfree couple, it might be your car or a small U-Haul trailer. If you’re a family moving from a 3+ bedroom house, think a POD the size of a walk-in closet. If you don’t panic and break out into a cold sweat at the sight of it, it’s probably too big. 😉 Think of it as packing for a trip, and your pod/trailer/moving truck is a big suitcase. Your goal is to pack light, and take only the essentials.

4. Halve your stuff.

If a die-hard minimalist family like us can find 50% of stuff to get rid of, so can you. It’s easiest if you group everything into categories: if you have 100 books, take only 50; if you have 10 shirts, take 5; if you have 8 pairs of shoes, take 4. The cool part is that you’ll end up with only your very favorite stuff—and you’ll have a wonderful excuse to get rid of the rest (especially those gifts, heirlooms, and ill-conceived purchases that can be so hard to declutter under normal circumstances).

5. Halve it again.

Yes, really. You’re in the groove now, so you might as well keep going—who knows when such an opportunity will come along again (and if you’ve chosen a small enough moving container, you won’t have much choice). This round will get you down to the minimalist Holy Grail, the glorious 20-25% of things you actually use.

6. Pack it up.

You’ve decluttered, and decluttered, and decluttered some more—yet some items will still have slipped through the cracks. It’s in the midst of packing that you will wonder why you have spent a small fortune on bubble paper to wrap a $6 set of Ikea glasses, or spent half a day finding a box to accommodate an odd-sized and seldom-used piece of hobby equipment. These are the enlightening moments that long-distance moves are made of—and another compelling reason to DIY.

7. Reconsider option #1.

Do you really want to drag all this stuff across the country?

8. Run out of time and/or packing materials.

My husband and I tend to be spontaneous, and only gave ourselves 3 weeks to orchestrate our latest move. But it doesn’t matter—we could have had 3 months (or 3 years, for that matter), and everything would still have come down to the wire. That’s when all those decluttering decisions you couldn’t make will be made for you—because in those final moments, the preservation of a cheese grater pales in comparison to getting the padlock on the POD before the truck arrives to collect it.

9. Question your sanity.

Everyone else will, so you may as well join in the fun. Particularly so if you are decamping with no job prospects, family, or housing at your destination, and with no more compelling reason to move than “walkability” or “weather.” It’s a herculean effort, and the pot of gold at the end of your rainbow may not be so obvious to the casual observer (or even, at times, to you).

10. Do it anyway.

Sometimes you just have to follow your heart.

From the moment we landed here, I knew we were home. I have never been so enchanted with the place where I live. I’ve spent the last few weeks wandering the streets, starry-eyed and lovestruck, checking out the playground scene with Plumblossom, the food scene with my husband, and the housing scene with our realtor (yikes to the latter, and a good thing we saved some coin on the move!). Our apartment is temporary, and another short-distance move is in the future; but for the first time, I actually have the desire to put down some roots and stay awhile.

Move and the salary that you need for

No matter where you are on your financial. You need to know that it’s possible for anyone to turn their financial life around.

Sometimes all it takes is that first step in the right direction to get things moving in your favor. But, as with most things, sometimes that very first step is the hardest part.

That’s why we created this list of 100 ways to start saving money today. None of these tactics will be life-changing on their own, but they can make quite a difference over time if you’re able to implement more than one. Some of these suggestions take just a few minutes, while others require a bit of regular effort. Still, they’re all incredibly simple – anyone can do them.

Obviously, not all of these tips will apply to everyone. Just go through the list and find 10 or 15 that do apply to you and use them in your life. When you do, you may quickly find that you’re saving more money than you ever thought possible.

100 Ways to Save Money

1. Move bank accounts to take advantage of perks and earn more interest

If you’re paying a monthly fee for your checking or savings account, you would benefit from researching some of newest banking offers out there. Not only do some banks offer sign-up bonuses simply for opening an account and setting up direct deposit, but some offer attractive interest rates to new customers as well.

It’s true that interest rates are not what they once were, but it’s still worth a look. Some of the best free checking accounts and best savings accounts can be found online. Here’s a guide on how to make that switch.

2. Turn off the television.

One big way to save money is to drastically cut down on the amount of television you watch. There are a lot of financial benefits to this: less exposure to spending-inducing ads, a lower electric bill (and perhaps a lower cable bill if you downgrade your subscription), more time to focus on other things in life — such as a side business — and so on.

Want to take things a step further? Consider cutting the cord to cable TV altogether.

3. Stop collecting, and start selling

There was a time when people thought their collections would bring them riches. Beanie Babies were a big fad at one time, as were Longaberger baskets. Now you can find those items on resale sites like Craigslist and at garage sales for a fraction of their initial cost, leaving many people who sunk thousands of dollars into their “investments” wondering what happened.

If you want to avoid that situation, don’t collect items of questionable value. And if you want to recoup some of the money you’ve already spent on collectible items, you can start selling them now and use those funds for any number of worthy financial goals. Read our “Guide to Selling Unwanted Items” for some simple strategies that can help you profit as much as possible.

4. Sign up for every free customer rewards program you can.

No matter where you live, you’ll find plenty of retailers who are willing to reward you for shopping at their store. Here’s the basic game plan for maximizing these programs: create a Gmail or Yahoo address just for these mailings, collect every card you can, and then check that account for extra coupons whenever you’re ready to shop.

You can add to those rewards and discounts by using rewards credit cards to earn points on purchases at a wide range of stores that can be redeemed for cash back or other benefits.

5. Make your own gifts instead of buying stuff from the store.

If you want to save money while also giving generously, creating your own homemade gifts is one way to accomplish both goals. You can make food mixes, candles, fresh-baked bread or cookies, soap, and all kinds of other things at home quite easily and inexpensively.

These make spectacular gifts for others because they involve your personal touch — something you can’t buy from a store — and quite often they’re consumable, meaning they don’t wind up filling someone’s closet with junk. Even better – include a personal handwritten note with the gift.

Tips to Make Packing and Moving More Easier

Moving to a new country and new city sounded like an exciting adventure, till actually came the day when you needed to start organizing everything and packing up.

The whole cycle of packing and moving can be daunting. However it shouldn’t. Here are simple, yet powerful tips I’ve accumulated after 4 moves in the last two years.

1. Decide if you actually need to move

A friend’s moving out and offers his awesome apartment for cheap or was it just a lucrative offer you’ve seen on Craigslist? Or you just started feeling trapped in your own space? If you have second thoughts about moving, apply this simple formula:

Find Out If You’re Ready to Move to a New Place with a Simple Equation

Moving can be a huge pain, especially if you’re indecisive about whether you really want to…Read more lifehacker.com

New place > Old place + hassle and expense of moving

Or another option including more variables including factors that are important for you:

New place + location – commuting time > Old place + hassle and expense of moving + location – commuting time

Also, have a look at how taxes differ from state to state if you plan to cross the border:

2. Find moving boxes for free

In terms of size and choice it’s best to contact furniture stores. Ring them up at least a week in advance and ask if they give you away the boxes. I also had luck getting middle-sized boxes from the pet store I typically shop at and a nearby corner store. The keepers were pretty happy to get rid of them. Also, here are 8 more places where you can find free boxes. Why you should pay for something you can get for free?

2a. Upgrade your boxes with DIY handles

 

It takes a few seconds and a cutting tool to make small triangle holes at both sides, yet the boxes are now much easier to carry, especially if they contain heavy items like books or dishes.

3. Color code or Q-code each

The old-fashioned way I used is to assign a specific color to each box depending on the room it should go to. Also, I’ve marked each box with a number and kept a text file on my tablet with the legend saying that Blue-1 goes to bathroom and has all my shampoos and rubber ducks.

The new way cool kids suggest is to label each box with a Q-code. Just copy all the content of your text file to some code generator like this one. A code can contain up to 250 symbols that are usually enough to list the continence of a single box. Print them, label ’em have zero problems locating your goodies after they arrive. Besides, it keeps the content of your box relatively hidden, unless you’ve hired a geeky moving company.

 

4. TAPE IS YOUR BEST FRIEND

It not only seal the boxes, but can prevent loads of other harm. Place tape crosses on mirrors (like Mulder did in the X files) to prevent them from sliding and possibly crashing. Seal all the liquids that can spill with tape and also you are likely to use hell load of tape for sealing bubble wraps and sticking together certain items. For instance, I tape all together all cleaning supplies.

4a And so does the stretch wrap

It’s giant plastic wrap you can use to group things together like a stack of smaller boxes or books. Also it works great to wrap blankets and covers over your furniture, thus avoiding having a separate box for them.

5. Take a photo of all your cords

If you are not planning to spend extra bucks and DIY your TV, DVD and PlayStation yourself it’s a very-very wise move to make. You’ve just saved yourself a bunch of time on googling instructions and actually figuring out what you are supposed to plug in where. Same works for all the kitchen accessories, fridge (don’t forget to defrost it 1-2 days in advance and wipe it dry!), washing machine and pretty much any other appliances having 2+ plus cords.

 

Do you want to move in a new house

 

But if you are wanting to move how can you start to attract the right place to you? Here are some simple tips to get that powerful of your moving

1. De-clutter. It may sound obvious but if your closets and drawers are stuffed with things you no longer need or use they are ‘anchoring’ you down to your present address. Look around you. Do you really want to take all this stuff into your new home? Have a clear out, take the things you no longer need to a charity shop or sell them on eBay. If there are things you want to keep but you don’t use them that often start to pack them away. Not only will it make moving easier when the time comes it puts the universe on notice that you are serious in your intention to move house.

2. Choose your environment. What kind of home do you want to move to? Do you need more space because you’re thinking of working from home? Or do you need to downsize? What area would you like to live in? Look in magazines and on-line for photographs and make a vision board somewhere where you will look at it everyday. By fixing the vision of the kind of home you want in your mind you start to draw it to you.

3. Buy something new just for your new home. Buying something specifically to put in our new home is one of the most affirming and also powerful things we can do to draw our new home to us. Perhaps you’ve had your eye on a lamp, some beautiful bedding, or a painting that you could just see taking pride of place in your new home. If so – don’t wait until you’ve found it. Go out and buy it NOW. Affirm that you have bought this to go in your new home. Don’t use it yet however. You can look at it whenever you want, each time affirming this is going in your new home. This sends out a powerful signal to the universe that you are ready to move as you are acting as if your new home is already a reality. Remember – our thoughts and then our actions create our reality!

Your Moving Into a New Apartment Will be More Easy

It’s no simple to find a great place. Even when you have finally landed the perfect one.

There’s still the inevitable stress that comes with packing up your entire life and transferring it to a new place. But with the right amount of effort, the outcome is totally worth it.
When the big move ma

kes you want to pull your hair out, keep in mind these 14 unsurpassable things about starting with a clean slate in your brand new place.

1. You never have to call your former slumlord again.
2. You have a whole new apartment to test D.I.Y. projects. Look out, Pinterest!
3. There’s a whole new neighborhood full of coffee shops and book stores for you to explore.
4. The toilet in your new apartment actually works.
5. You can finally say goodbye to your creepy Craigslist roommate.
You’ll definitely miss all those pranks he played on you …
6. You may be lucky enough to have neighbors that don’t blast dubstep at 7 a.m.
7. Packing materials will preoccupy your pet until your next move.
8. If you’re getting your own room, there’s no limit to what you can do with all that newfound privacy.
9. If you’re moving in with a friend, think of all the great activities you can do together.
10. And if you’re moving in with a significant other, get ready for more romantic dinners and bribing
11. You have an empty refrigerator just waiting for you to fill it with fresh, delicious groceries. Or beer!
12. You might finally have enough room for a full-sized bed.
13. Think of all the space your pet has to play now.
14. When moving in is all said and done, you can run a bath and relax in your new place.

Handle your move

Relocating to a new city or town is stressful for anybody. Even if-the move represents a positive change. it is cause uprooting yourself from familiar places and people is never easy.

How will you find your way around? How will you make friends? Will you lose all the friends you made in your former home? Does anyone sell your favorite mustard? On top of that, you may have second thoughts — did I really make the right decision? What if I’m miserable here?

Elizabeth Stirling, PhD, a Santa Fe, N.M.–based psychologist and psychotherapist who specializes in helping people navigate major life changes, offers some simple advice for overcoming moving anxiety and easing into a new place.

BARRIERS TO OVERCOME

  • Fear of the unknown. Stirling points out that it’s natural to worry about the unforeseeable — what this new place will be like as a home, how you’ll respond to it, and so on. Any major change brings unpredictability, which is unsettling.
  • Unfamiliarity with the process. “One big determinant of how stressed a move will make you is how often you’ve moved before,” Stirling says. If you’ve never made the transition or your last move was in childhood, you’re bound to be more concerned about the process than a veteran relocator.
  • Concerns about losing old friends and making new ones. Parting with familiar people and setting yourself up in a new place usually brings loneliness — and the worry that old friends will disappear from your life entirely. Meanwhile, the prospect of making new friends can be daunting.
  • The sheer labor. There’s no way around it — moving takes a lot of work, and you may feel overwhelmed by the myriad details and decisions, from arranging for the moving van to setting up water and electricity in the new place. Then there’s discovering the best grocery stores, restaurants, and possible schools near your new home.
  • Regret. In any major life change, even the most positive, there will be things that you’ll miss about your old life. Some regret is inevitable, Stirling believes, but having second thoughts doesn’t necessarily mean the move was a mistake.

STRATEGIES FOR SUCCESS

  • Research the new place. Before you leave your familiar surroundings, learn about your new home through books, maps, online sites, and people who know the area, Stirling suggests. If you don’t have time to do much research before you move, do it when you get there. Pretend you’re a tourist and you don’t want to miss anything.
  • Think positive. “One of the greatest rewards of moving is the fact that it represents new beginnings and new excitement — a fresh landscape, new people to meet, perhaps a new and better job,” Stirling says. “If you keep that in mind, you can overcome a lot of negative feelings about the changes.”
  • Create and use a support system. Don’t hesitate to get support from your good friends in the place you’re leaving. “If you’re feeling down about the move, before, during, or after, let them know it and ask for their support,” Stirling says. “Contact them after you’ve moved, and go back to visit them, too, if you can, for some TLC.”
  • To make new friends, be a joiner. Mutual-interest clubs, classes, and religious gathering places offer easy and immediate opportunities to connect with new people. Stirling suggests finding groups to join as soon as it’s practical.
  • Learn from your new contacts. “Finding resources, like good restaurants, doctors, massage therapists, and such, can take time,” says Stirling, “but you can do it best through the people you meet.”
  • Involve the kids. If you’re moving with kids, ease their stress by including them in the process. “Show them maps, get them involved in finding information about the new place,” recommends Stirling. Try to minimize disruption to the school year.
  • Don’t move alone. “It’s difficult to move on your own,” says Stirling. If you’re single, or the only adult, she suggests asking a relative or friend to help you with the process. He or she can assist with the endless details, like scheduling moving trucks and connecting new utilities, as well as provide emotional support.
  • Start by establishing a comforting routine. “It’s good to set up some routines in the new place for a feeling of belonging in your new environment,” says Stirling. A regular walk in your new neighborhood can familiarize you with the streets and with your neighbors. A gym routine can help structure your day and serve as a way to make new friends.
  • Seek out new experiences. Instead of lamenting what you’re leaving behind, Stirling says, search for opportunities that are uniquely available in your new locale. If you have to say goodbye to a thriving theater scene, try getting into the hiking or horseback riding that are now available in your new home.
  • Reconnect with your partner. If you’re moving with a partner, know that it can strain relationships, says Stirling. Set aside time for connecting to help ease the pressure. “Make ‘us time,’ go on dates, and help each other discover the new place,” she says.
  • Hang pictures on the wall. “If there’s one simple thing that can make your new place feel like home right away,” Stirling says, “it’s getting your favorite pictures on the wall, even before you finish unpacking.” Your favorite art and photography— icons of who you are and what you love — are the fastest way to make a new place feel like it’s your own.

Plan to move

Whether your last move was across the country or across the street, it probably ended with two words Never again, but you don’t have the luxury of staying in the same place forever. Later, you find yourself surrounded by cardboard boxes and packing tape again.

Here, you’ll learn how to hire a mover (or move yourself), pack your belongings properly, and do it all with relative ease. Take this advice―and maybe the two words that end your next move will be, simply, “I’m home.”

Choosing a Mover

Of course, there is more than one way to move. Depending on the size of your home, the distance of the move, your budget, and the amount of time you have to get yourself situated, you might choose to rent a truck and move yourself, hire a mover to do the job, or use a “you pack; we drive” service. Here’s the lowdown on each option.

Do it yourself. Are you comfortable driving a big truck on busy highways and narrow streets? Do you live in a fairly small home and have a few strong, very good friends you can recruit to help you? If so, moving yourself might be a good option, and an economical one, since you’re not paying a mover to load, drive, and unload your stuff. It’s also the option that gives you the most control.

Just be aware of hidden costs, such as insurance for the rental truck (your auto policy probably doesn’t cover this, and neither will the credit card you rent the truck with), gas, and the rental or purchase of special equipment you’ll need, like dollies and quilted furniture covers.

U-Haul and Budget are the biggest and best-known truck-rental firms. Both have different-size trucks for long-distance and local moves. Their largest trucks (26 feet for U-Haul, 24 feet for Budget) are big enough to move six to eight furnished rooms (including up to four bedrooms). Be careful not to underestimate all that you have to move, though. Extra trips might require more money―for the truck rental, mileage, and gas (and refreshments for your friends).

To check rates, reserve equipment, and find rental locations near you, go to uhaul.com orbudgettruck.com. You might get better rates if you rent your truck midweek and midmonth and reserve it as far in advance as possible (as soon as you have an exact date for your move). See the Moving Checklist or download a printable copy for a detailed moving timeline.